Cachet bridges the gap between insurance and the platform economy. Our technology tracks real-world habits and usage, linking insurance costs to behaviour for fairer pricing, safer habits, and lower costs. Trusted by Taskrabbit, Bolt, and Voi, we help underwriters design smarter coverage fit for the platform lifestyle. Our cloud-based and AI-powered tools, like Cachet Mobility, enhance coverage management and provide tailored insights to improve operations and outcomes for smart operators.

Complok is an AI-driven risk management platform that liberates compliance teams from manual tasks, replaces Excel, and saves fintechs 100’s of thousands on consultants, fines & new hires. Their solution equips compliance professionals with powerful tools like: – Automated Compliance Risk Assessment 🔎 – A Secure Audit Trail 🔒 – Painless Report & Doc Creator (with industry-standard templates)📊 – and a Dashboard with a clear overview of risks. 👁️‍🗨️ Complok launched their product at the beginning of 2024 to massive inbound demand and a growing waiting list.

At Kriptomat, our passion for cryptocurrency is deeply intertwined with our commitment to simplicity, accessibility, and integrity. We aim to empower people to increase their wealth and achieve a better life through innovative financial solutions. Kriptomat seamlessly combines decentralized (DeFi) and centralized finance (CeFi) in one intuitive platform. Whether you’re exploring Web3, DeFi, or CeFi, we’ve simplified buying, selling, storing, and investing in cryptocurrencies so that anyone can participate in this financial revolution. Our primary focus is on Central and Eastern European countries, home to over 120 million people, where financial inclusion and access to modern investment tools are still growing. To support this mission, we provide localized solutions, offering our platform in multiple languages and tailoring our services to meet the specific needs of each market.

Matter-ID is an innovative Estonian company providing secure, universal digital identity solutions. Its flagship product, Matter-ID®, uses biometric passport standards and cryptographic methods to ensure reliable identity verification and privacy. With Dignature™, users get seamless, trustworthy digital signatures. Globally applicable across industries, Matter-ID® helps businesses build trust in digital interactions. Trusted by international partners in fintech and beyond.

Mifundo connects people’s financial histories across EU countries, enabling instant access to banking and credit services for the 45 million expats and multi-country residents in Europe – so no one has to start over. Addressing the €719 billion cross-border lending market for individuals, Mifundo creates a passportable financial identity – a unified credit profile that moves with you across borders. Working with Europe’s leading credit bureaus, Mifundo has been recognized as a high-potential fintech by Mastercard Lighthouse and nominated for the Europe Fintech Award 2023 and the Banking Technology Award 2023 – Fintech Startup of the Year. Backed by €10 million from the European Innovation Council, Tera Ventures, and leading tech investors, Mifundo is making the EU single market vision a reality in financial services.

Mooncascade is a leading software, design, and cloud solutions company, founded in 2009 in Estonia by ex-Skype engineers passionate about top-tier coding. With over 15 years of experience and 250+ successful digital products, we specialize in turning bold ideas into market-defining solutions. Our mission is to help businesses navigate the ever-evolving digital landscape – whether it’s defining clear business goals, revitalizing existing services, or launching innovative new products. We thrive on building solutions that inspire, disrupt, and challenge industries worldwide. Trusted by five unicorns (Bolt, Monese, Wise, Glia, and Veriff) and many more scaling businesses, we are committed to making digital excellence accessible. At Mooncascade, we believe nothing should stand in the way of great ideas becoming reality.

Reiterate is a payment operations platform automating reconciliation for high transaction volume companies with a multi-PSP setup. Reiterate provides real-time reconciliation through 100% automated data intake and standardization from 100+ PSPs. Our anomaly detection, analytics, and reporting capabilities are transforming how finance teams work worldwide. Reiterate excels where traditional tools fall short, handling massive datasets with ease and processing billions of transactions.

Rethink has significant experience in designing and developing research-based digital solutions for fintech, banks, and insurance companies. Rethink helps to improve your customer experience, reduce development costs, and unlock internal efficiency by improving the existing processes. Some of our clients include Coop Bank, Komercni Banka (Société Générale Group), SEB, MakeCommerce, Inzmo, Fairown, PEPChecker, Tailwind, Boku, Luminor (a Blackstone company).

Criminals work in networks, so financial organisations should too. Using the world’s first fincrime platform that enables intelligence sharing, Salv helps banks, fintechs, and payment service providers to fight financial crime more effectively and recover 80% more stolen funds. Led by crime fighters and data scientists from Wise and Skype, Salv is a regulated partner and licensed KYC data processor on a mission to make the world safer by beating financial crime.

SK ID Solutions is an innovator and industry leader in international e-identity solutions. Providing trust services for over 20 years that satisfy the highest European standards, we are Estonia’s main partner in issuing certificates for national identity documents. We enable citizens of different countries to securely use cross-border authentication and give legally binding electronic signatures. SK’s latest innovative electronic identity, Smart-ID, has more than 3 million users worldwide, delivering the utmost security and convenience for end-users.

Sfey simplifies digital payments across key mobility sectors, including public transport, EV charging, retail, micromobility, and unattended solutions. With a secure and efficient payment infrastructure, Sfey ensures smooth transactions, enhancing convenience and accessibility for users worldwide.

The mission is to empower cities with smart payment solutions that boost urban mobility, reduce congestion, and promote sustainability. Whether it’s tapping onto public transit, charging electric vehicles, or making quick purchases at self-service kiosks, Sfey makes seamless urban movement a reality.

Wallester empowers companies across the EEA and the UK to streamline payments, launch branded cards, and scale efficiently. Our White-Label solution allows companies to launch branded payment cards tailored to their needs, while Wallester Business provides companies instant access to virtual and physical Visa cards and a modern expense management platform for free. With offices in Estonia, Latvia, France and the UK, we are dedicated to developing high-quality, profitable products for our clients.