Mooncascade is a software, design, and cloud solutions company that was founded in 2009 in Tartu by four software engineers Ahti Liin, Asko Seeba, Indrek Ulst and Priit Salumaa. Their mission is to help their clients build digital solutions that inspire, disrupt, and challenge markets worldwide. With a vision where nothing stands in the way of great ideas becoming a reality, they have shared path with multiple unicorns. While having extensive experience in building top-tier products and mobile apps, they are also an official partner for Google Cloud Platform and Amazon Web Services (AWS), helping to bring clarity to customers’ cloud setups through increasing security and decreasing costs.

Fintech Market (FTM) offers a comprehensive SaaS-based lending and risk management solution for financial service providers. The platform covers loans, deposits, current accounts, and investments and includes features such as CRM, KYC, risk, and debt management. The solution is designed for neobanks, personal and SME loan providers, car leasing businesses, and buy-now-pay-later providers. FTM serves clients in the EU, Mexico, and Indonesia. Our scalable no-code platform enables quick implementation and flexibility to build the solution according to your specific needs. With minimal development and integration time, you can speed up change management and improve the adaptability of your business processes. A highly configurable and modular approach gives a chance to customise the software and use it as a complete solution or in independent modules. Separate applications such as Decision Engines for better risk assessment and Banning Policies for improving compliance and customer data oversight can also be integrated into your existing systems.

Cybernetica has nearly 25 years of experience in building future-proof technologies that rely on research and development. Our unique expertise ranges from secure data exchange like the X-road to digital identity, i-voting, information security and more. Currently our technologies are used in 35 countries all over the world. We grew out of a research institute. Science and research are the foundations onto which our business is built and our core values are ingrained. We are known as a strategic partner to the Estonian government, making Estonia known as the most advanced digital society in the world. We draw on this uniquely vast knowledge to help governments and businesses around the world – from the Caribbean to the Ukraine, Greenland, USA, Japan and more – model their security and digitalisation processes in ways that best suit them. Certified Quality Our integrated management system is certified in accordance with ISO 9001:2015 and ISO/IEC 27001:2013 standards. The scope of the certification is Software development. System integration. Cybernetica passed its first successful ISO 9001 certification already in February 1999.

Estateguru’s real estate investing platform serves as a cross-border marketplace for short and mid-term property backed loans. Operating in five countries, the platform has financed over €800,000,000 in loans to developers across Europe, with investors enjoying steady returns at an average of over ten percent per annum. Find out what it takes to run Europe’s market leading real estate financing and investing platform, with CEO, Mihkel Stamm, and Co-founder, Marek Pärtel.

SigningServices API platform is the cloud-native building-block to enhance your systems and e-channels with digital trust services – e-identities, e-signing, e-sealing, signature collection from any application.

Founded in 2015, Dexatel is committed to powering tailored interactions between businesses and their customers. We transform how companies interact with their clients and create better business outcomes. With over 100 direct connections with mobile operators in the EMEAA and CIS regions, our business partnerships are the backbone of our services. We boast more than 1000 local and international customers, including OTTs and large enterprises such as TikTok, Tencent, and Alibaba.

Union Fintehs DelHive is a modular Saas based finance solution, having the backbone of a general ledger accounting. Entire front-to-back solution for loan lifecycle management solution is available in stand alone modules or as a fully integrated digital core. Modules are open to integrate, customised and cloud based. Cutting-edge technology, domain expertise and flexible approach has helped our clients to improve their value proposition, profitability and business model agility.

Paywerk brings banks and other financiers into the Buy Now Pay Later industry and opens several European markets to e-merchants with a single simple integration. Instant credit checks are country-specific, first markets: Germany, Poland, Austria, and Italy. No need for the end customer to create an account or have lengthy identification procedures, as Paywerk runs on card rails. Standardized BNPL products (Slice and Invoice) in all target markets.

Salv is a prominent European regulatory technology provider specialising in anti-financial crime solutions for regulated financial institutions exposed to financial crime risk. Our solutions focus on sanctions screening, transaction or person monitoring, and allowing internal fraud and AML functions to share intelligence with other financial institutions to stop financial crime. Over the past year, Salv has expanded to over 60 employees across Estonia, Lithuania, and the UK. To date, Salv has secured €12m+ funding, including a round of €4m in December 23, specifically targeting the rising threat of authorised push payment fraud.

Facts and figures about B.EST Solutions

• 120+ million transactions have been made using our mobile-ID.

• 1300+ e-services are connected to our mobile-ID. 25+ banks serve their clients using our mobile-ID

• 1.5 billion USD $ generated on the Digital Trade Hub, backed by the state.

• 1st company to launch m-Residency for global business .

Fiizy is a leading multi-lender consumer financing platform. We connect merchants and lenders to increase shopping basket sizes and checkout conversion rates up to 2x by finding the best-matching financing options for the shoppers. For the lenders, we offer access to fast-growing BNPL market and millions of potential new customers through a single API integration. Established in 2015 and headquartered in the Nordic tech hub Estonia, Fiizy’s home markets are Spain, Poland and Mexico.

Tuum is a modular core banking platform for a quick roll-out of customer-centric financial services. The platform has been carefully developed with agility and flexibility in mind: It’s cloud-agnostic, configurable without customisation, and covers all retail and business banking processes from accounts, lending, payments and cards to financial accounting, assets & collateral and debt management. Tuum is the innovation engine powering the next generation of financial services.