END TO END DELIVERY – our team of experts will ensure that your product development entire life-cycle can be covered by one trusted partner. We strive to build long-term partnerships in order for our customers to be able to increase the cooperation value and maximize product performance. BRIDGE THE HIRING GAP – we know it’s hard to find the right talent quickly. Let us bridge your needs gaps while you focus on hiring. DECREASE TIME-TO-MARKET – save time on recruitment by plugging in our team of experts. We know how to build products right – and fast.

We are an experienced software development team committed to creating solutions for financial services and risk evaluation. We offer a subscription-based configurable SaaS solution for banks, lenders, and other financial service providers. Our platform is suitable for smaller startups and bigger companies for serving their customers.

Cybernetica has over 20-years of experience in building future-proof products that rely on R&D. We have been a key partner in developing e-governance solutions for many countries, from Estonia to all over the world. Our expertise ranges from digital identity technologies to secure data exchange, i-voting, information security, situational awareness and more. Our next generation digital ID technology turns mobile devices into secure authentication and qualified signature devices for the user, while regulatory compliant, scalable and efficient for the service provider.

Meet Estateguru’s CEO and Co-founder Marek Pärtel. His company has enjoyed an immensely successful last 12 months, with successful A Round funding worth €5,8M completed and huge growth in staff numbers and business volumes. Find out what it takes to build Europe’s market leading real estate financing and investing platform and loan out over €500 million along the way, how to successfully expand to new countries on the continent, and how to scale a business rapidly and successfully.

SigningServices API platform is the cloud-native building-block to enhance your systems and e-channels with digital trust services – e-identities, e-signing, e-sealing, signature collection from any application.

Dexatel, established in 2015, is an omnichannel Cloud Communications platform vendor with Voice and programmable Messaging solutions with headquarters in Estonia, large offices in Armenia, and a soon-to-be office in UAE. Our portfolio is comprised of more than 300 operators worldwide including China Mobile, Airtel India, TIS Italy, Telia, Telenor, and Three & serves over 700 customers, including Alibaba, SAP, Paysera, All.Me, Bigo.TV, Viber, and Pinngle, in more than 190 countries.

Union FinTech’s vision is a fully automated financial service. It’s an innovative solution that digitally transforms your financial service. Your solution is a digital powerhouse – real-time, cloud-based, multi-channel, API-enabled, and well-scalable. Customers choose Union FinTech because of their long experience and state-of-the-art technology open to APIs, automated decisions and workflows, easily customizable products, and customer-centric focus.

Paywerk brings banks and other financiers into the Buy Now Pay Later industry and opens several European markets to e-merchants with a single simple integration. Instant credit checks are country-specific, first markets: Germany, Poland, Austria, and Italy. No need for the end customer to create an account or have lengthy identification procedures, as Paywerk runs on card rails. Standardized BNPL products (Slice and Invoice) in all target markets.

Salv was founded in Estonia in 2018 by ex-Skype and ex-Wise co-founders. In addition, early joiners brought startup know-how from fellow unicorns Bolt and Pipedrive, as well as financial industry knowledge from leading banks such as HSBC, ING, and Nordea, and the deep-tech engineering and data science expertise that’s become the hallmark of Estonian startups. Salv’s products enable customers across ten European countries (and beyond) to meet their anti-money laundering, screening, monitoring, and risk assessment needs, including two top-35 European banks, Swedbank and SEB. Major fintechs such as TrueLayer and Sun Finance trust Salv with every transaction that passes through their business. In just a few years the team has grown to 50+, with serious expansion to come as Salv’s AML Bridge – Europe’s first cross-border FinCrime intelligence sharing platform – expands to Baltics, UK and beyond.

Facts and figures about B.EST Solutions

• 120+ million transactions have been made using our mobile-ID.

• 1300+ e-services are connected to our mobile-ID. 25+ banks serve their clients using our mobile-ID

• 1.5 billion USD $ generated on the Digital Trade Hub, backed by the state.

• 1st company to launch m-Residency for global business .

Fiizy is a leading multi-lender consumer financing platform. We connect merchants and lenders to increase shopping basket sizes and checkout conversion rates up to 2x by finding the best-matching financing options for the shoppers. For the lenders, we offer access to fast-growing BNPL market and millions of potential new customers through a single API integration. Established in 2015 and headquartered in the Nordic tech hub Estonia, Fiizy’s home markets are Spain, Poland and Mexico.

Tuum is a modular core banking platform for a quick roll-out of customer-centric financial services. The platform has been carefully developed with agility and flexibility in mind: It’s cloud-agnostic, configurable without customisation, and covers all retail and business banking processes from accounts, lending, payments and cards to financial accounting, assets & collateral and debt management. Tuum is the innovation engine powering the next generation of financial services.