Mooncascade is one of Europe’s leading product development companies with an international reach. Having shared path with 5 unicorns (Wise, Solaris, Veriff, Glia, Bolt), the company supports companies and organizations from consulting to design and software development to cloud modernization. The Estonians have built a strong partner network and are now certified as official partners for Google Cloud and AWS. Founded in 2009 by four four software engineers with a passion for great quality code, quality and transparency still stand strong in the center of their service.

Fintech Market (FTM) offers a comprehensive SaaS-based lending and risk management solution for financial service providers. The platform covers loans, deposits, current accounts, and investments and includes features such as CRM, KYC, risk, and debt management. The solution is designed for neobanks, personal and SME loan providers, car leasing businesses, and buy-now-pay-later providers. FTM serves clients in the EU, Mexico, and Indonesia. Our scalable no-code platform enables quick implementation and flexibility to build the solution according to your specific needs. With minimal development and integration time, you can speed up change management and improve the adaptability of your business processes. A highly configurable and modular approach gives a chance to customise the software and use it as a complete solution or in independent modules. Separate applications such as Decision Engines for better risk assessment and Banning Policies for improving compliance and customer data oversight can also be integrated into your existing systems.

Cybernetica is an R&D extensive ICT company with an expertise over 25 years. Today, our technologies are used in over 30 countries worldwide. We specialise in secure e-governance solutions including interoperability, digital identity, tax and customs, cybesecurity and surveillance systems. We have played an integral part in Estonia’s e-state success, having contributed to the ID-card ecosystem and the state-wide e-government framework X-Road.

We build smart solutions for enhanced situational awareness. Our comprehensive surveillance, navigation and radio communication systems are used in more than 100 locations worldwide, including the external borders of the EU and NATO. Our system offerings include integrated maritime surveillance, vessel traffic service, maritime radio communication, border surveillance, radio positioning and system integration.

Meet Estateguru’s CEO and Co-founder Marek Pärtel. His company has enjoyed an immensely successful last 12 months, with successful A Round funding worth €5,8M completed and huge growth in staff numbers and business volumes. Find out what it takes to build Europe’s market leading real estate financing and investing platform and loan out over €500 million along the way, how to successfully expand to new countries on the continent, and how to scale a business rapidly and successfully.

SigningServices API platform is the cloud-native building-block to enhance your systems and e-channels with digital trust services – e-identities, e-signing, e-sealing, signature collection from any application.

Founded in 2015, Dexatel is committed to powering tailored interactions between businesses and their customers. We transform how companies interact with their clients and create better business outcomes. With over 100 direct connections with mobile operators in the EMEAA and CIS regions, our business partnerships are the backbone of our services. We boast more than 1000 local and international customers, including OTTs and large enterprises such as TikTok, Tencent, and Alibaba.

Union Fintehs DelHive is a modular Saas based finance solution, having the backbone of a general ledger accounting. Entire front-to-back solution for loan lifecycle management solution is available in stand alone modules or as a fully integrated digital core. Modules are open to integrate, customised and cloud based. Cutting-edge technology, domain expertise and flexible approach has helped our clients to improve their value proposition, profitability and business model agility.

Paywerk brings banks and other financiers into the Buy Now Pay Later industry and opens several European markets to e-merchants with a single simple integration. Instant credit checks are country-specific, first markets: Germany, Poland, Austria, and Italy. No need for the end customer to create an account or have lengthy identification procedures, as Paywerk runs on card rails. Standardized BNPL products (Slice and Invoice) in all target markets.

Salv was founded in Estonia in 2018 by ex-Skype and ex-Wise co-founders. In addition, early joiners brought startup know-how from fellow unicorns Bolt and Pipedrive, as well as financial industry knowledge from leading banks such as HSBC, ING, and Nordea, and the deep-tech engineering and data science expertise that’s become the hallmark of Estonian startups. Salv’s products enable customers across ten European countries (and beyond) to meet their anti-money laundering, screening, monitoring, and risk assessment needs, including two top-35 European banks, Swedbank and SEB. Major fintechs such as TrueLayer and Sun Finance trust Salv with every transaction that passes through their business. In just a few years the team has grown to 50+, with serious expansion to come as Salv’s AML Bridge – Europe’s first cross-border FinCrime intelligence sharing platform – expands to Baltics, UK and beyond.

Facts and figures about B.EST Solutions

• 120+ million transactions have been made using our mobile-ID.

• 1300+ e-services are connected to our mobile-ID. 25+ banks serve their clients using our mobile-ID

• 1.5 billion USD $ generated on the Digital Trade Hub, backed by the state.

• 1st company to launch m-Residency for global business .

Fiizy is a leading multi-lender consumer financing platform. We connect merchants and lenders to increase shopping basket sizes and checkout conversion rates up to 2x by finding the best-matching financing options for the shoppers. For the lenders, we offer access to fast-growing BNPL market and millions of potential new customers through a single API integration. Established in 2015 and headquartered in the Nordic tech hub Estonia, Fiizy’s home markets are Spain, Poland and Mexico.

Tuum is a modular core banking platform for a quick roll-out of customer-centric financial services. The platform has been carefully developed with agility and flexibility in mind: It’s cloud-agnostic, configurable without customisation, and covers all retail and business banking processes from accounts, lending, payments and cards to financial accounting, assets & collateral and debt management. Tuum is the innovation engine powering the next generation of financial services.