CybExer’s flagship offering is a proprietary cyber range to conduct highly realistic live-fire exercises for improving prevention and response strategy, complemented by the Sandbox solution that tests and challenges IT infrastructure to locate and identify vulnerabilities.

We are a trusted operator of a governmental Mobile digital Identity infrastructure with recognition from the OECD, NIST and others. We provide Quantum ready SIM/E-SIM based Mobile ID.

At Complok, we’re proud to have helped compliance teams in over 65 financial institutions, including LightYear, EstateGuru, LHV Bank, and Kriptomat. Our co-Founder, Mari-Liis Kurg, brings over 15 years of experience leading compliance teams at top banks like ING, Nordea, and SEB. She also serves on the board for ACAMS Baltic Chapter, demonstrating her deep understanding of the importance of regulatory compliance. With her expertise and insights, we’ve developed an innovative operational risk management tool that’s designed to make compliance easy and accessible for financial institutions of all sizes. In addition to risk management, we have our own e-learning platform to deliver mandatory compliance training.

Wallester is one of the leading enablers in the ever-growing field of Financial Technology, providing the most competitive embedded finance solutions on the market of the European Economic Area. The primary product of Wallester is White-Label card-issuing, which provides the most competitive and innovative solution to the VISA payment card issue for independent organizations, seeking to launch their own card programs. Whereas the latest product of Wallester, specifically Wallester Business, is aimed at reimagining expense management in the professional business field through various tools aimed at improving one’s workflow and financial efficiency.

Fintech Market (FTM) offers a comprehensive SaaS-based lending and risk management solution for financial service providers. The platform covers loans, deposits, current accounts, and investments and includes features such as CRM, KYC, risk, and debt management. The solution is designed for neobanks, personal and SME loan providers, car leasing businesses, and buy-now-pay-later providers. FTM serves clients in the EU, Mexico, and Indonesia. Our scalable no-code platform enables quick implementation and flexibility to build the solution according to your specific needs. With minimal development and integration time, you can speed up change management and improve the adaptability of your business processes. A highly configurable and modular approach gives a chance to customise the software and use it as a complete solution or in independent modules. Separate applications such as Decision Engines for better risk assessment and Banning Policies for improving compliance and customer data oversight can also be integrated into your existing systems.

TrustLynx (formerly SigningServices by DigitalMind) provide embedded trust solutions to enhance business applications with support of different digital identity and e-signing methods, e-sealing, signature collection and validation, as well as associated data automation.

Mifundo, a pioneer in the fintech industry, offers innovative cross-border credit data solutions to European banks. It helps assess international clients’ creditworthiness, filling a significant gap in the banking industry. Recognized for its impactful work, Mifundo received the ‘LendTech of the Year’ at the Europe Fintech Awards 2023 and ‘Fintech Startup of the Year’ at Banking Tech Awards 2023. Additionally, Mastercard and the Euro Banking Association have acknowledged Mifundo’s potential, placing it among the top fintech firms in Northern Europe and at EBAday 2023, Madrid.

Mooncascade is a software, design, and cloud solutions company that was founded in 2009 in Tartu by four software engineers Ahti Liin, Asko Seeba, Indrek Ulst and Priit Salumaa. Their mission is to help their clients build digital solutions that inspire, disrupt, and challenge markets worldwide. With a vision where nothing stands in the way of great ideas becoming a reality, they have shared path with multiple unicorns. While having extensive experience in building top-tier products and mobile apps, they are also an official partner for Google Cloud Platform and Amazon Web Services (AWS), helping to bring clarity to customers’ cloud setups through increasing security and decreasing costs.

Advapay is the provider of a Core Banking platform Macrobank for fintech companies. Currently, the company serves over 20 financial services companies across the UK and EEA. Some of our clients include Decta, Payally, Finductive, and Valyuz. Macrobank is a modular front-to-back system integrated with payment service providers that supports the main digital banking operations. It fills the gap between expensive and sophisticated software and non-customisable basic solutions.

SK ID Solutions is an innovator and industry leader in international e-identity solutions. Providing trust services for over 20 years that satisfy the highest European standards, we are Estonia’s main partner in issuing certificates for national identity documents. We enable citizens of different countries to securely use cross-border authentication and give legally binding electronic signatures. SK’s latest innovative electronic identity, Smart-ID, has more than 3 million users worldwide, delivering the utmost security and convenience for end-users.

Vespia offers an AI-assisted KYB and AML compliance solution that streamlines onboarding and risk assessment, saving you time and money. Access over 300 global business registers and 4000+ AML lists to ensure global regulatory compliance. Join the ranks of Tele2 and Estonia e-Residency and experience the benefits of Vespia for yourself. Let us take care of data collection and analysis while you focus on decision-making. AML is broken – let Vespia fix it.

Our platform enables merchants to scale their businesses, gives financial institutions access to technology without additional investments, and offers consumers seamless financing for anything from sneakers to solar panels exactly when and where they need it, both online and offline. We partner with 5,400+ merchants from multichannel retailers to marketplaces and PSPs, we have 865,000+ active contracts, 500,000+ active shoppers, and we generate 42,000 new contracts monthly.

Cybernetica has over 25 years of experience in building future-proof products with privacy preservation at our core. Cybernetica has been a key partner in developing Estonian e-governance solutions, making Estonia known as the most digital society in the world. Our unique expertise ranges from digital identity technologies, secure data exchange, i-voting, e-customs, information security, situational awareness and more.

Union Fintehs DelHive is a modular Saas based finance solution, having the backbone of a general ledger accounting. Entire front-to-back solution for loan lifecycle management solution is available in stand alone modules or as a fully integrated digital core. Modules are open to integrate, customised and cloud based. Cutting-edge technology, domain expertise and flexible approach has helped our clients to improve their value proposition, profitability and business model agility.

Whether you are a bank, a credit union or just starting a lending company – Bankish ends your IT-related worries. Our end-to-end SaaS solution provides a flexible and extensive toolbox of core IT solutions, springboarding financial institutions from legacy architecture to an intuitive, secure, and user-friendly environment. Bankish software lies at the heart of FI operations – full core-banking, at a fraction of the cost.

Founded in 2015, Dexatel is committed to powering tailored interactions between businesses and their customers. We transform how companies interact with their clients and create better business outcomes. With over 100 direct connections with mobile operators in the EMEAA and CIS regions, our business partnerships are the backbone of our services. We boast more than 1000 local and international customers, including OTTs and large enterprises such as TikTok, Tencent, and Alibaba.

Tuum is a modular core banking platform for a quick roll-out of customer-centric financial services. The platform has been carefully developed with agility and flexibility in mind: It’s cloud-agnostic, configurable without customisation, and covers all retail and business banking processes from accounts, lending, payments and cards to financial accounting, assets & collateral and debt management. Tuum is the innovation engine powering the next generation of financial services.